If you have been in a car accident, you need to understand your rights as a victim. Different states have different laws, rules, and regulations as to how car wrecks are handled. The handling of insurance claims after a wreck can be tricky if you don’t understand the laws. You want to make sure you file all of the appropriate paperwork to get your claim fulfilled in a timely manner.
Certain states are known as no fault states. In these states, the law says you must file against own insurance up to a certain dollar amount. Any injuries sustained in the wreck must be serious to press charges against other driver. Simple whiplash, sprains, back pain, and minor fractures are not enough to press charges. In the event if a serious accident, you can file a claim against the at fault driver. There is a three year statute of limitation on the charges you may file. Minor accidents don’t require a car accident lawyer. You may consider hiring a car accident lawyer for serious injuries or death of a loved one due to another driver’s negligence. The states that are considered no fault are Washington DC, Florida, Hawaii, Kansas, Kentucky, Michigan, New York, New Jersey, North Dakota, Pennsylvania, and Utah. States also require drivers to purchase a certain amount of protection on their insurance policy. Each state has certain requirements for minimum coverage, which ensures every driver on the road is adequately protected in the event of a car wreck.
Car accidents are stressful, and you may have concerns about how it will affect your life. Medical bills can add up, you could lose time at work, and you may fear for the livelihood of your family. When in a wreck, you need to find a Resource for those injured in an accident recently. There is no reason you should have to suffer for an extended period of time. You need to provide for your family and get on with your life. See how the law can work in your favor, and learn about your rights after you have been in a wreck.